Tour Guides Application Form

IOMST is Irelands largest and most established market, event, entertainers /performers, classes membership organisation. In conjunction with Insurers, AIG and Brokers, Cross Insurances Ltd , membership of IOMST provides access to our public/ product & employers liability scheme which provides the widest level of cover available.

Simply call us on 01-8360945 Email info@iomst.ie Or fill in our application form below.

All insurance is placed by Cross Insurances Ltd and underwritten by AIG Europe S.A

Please select type of membership

Please complete all fields.:

Part 1 of 3:

Proposed Member Details

Name in Full:

Trading Name:

Company Name:

Address:

Phone/Mobile:

Date of Birth:

Email:

Where did you hear about us:

If not mentioned above, please provide were you heard about us.

Part 2 of 3:

Details

1. Please provide full details of tour/ activities:

2. Will you be providing any food or drink.

3. Please advise the number of Tours being provided at any one time.

4. Please provide tour location(s).

5. If you know the date you would like cover to be effected from, please advise.
Please note cover cannot be back dated.

Part 3 of 3:

Declaration

1. Do you hold, or have you previously held, Public Liability?

If yes, please provide the name and address of the insurer and the renewal date of the policy.

Name: Expiry Date:

2. Please confirm the cover required.

Public Liability

Products Liability – Food and Drink products only

Products Liability – Non Food

Please note: that product liability insurance does not cover your products or equipment; it covers claims related to injuries or damages caused by your products.

Products Liability is available for other products. Non-food Product Liability for non-food products (available only with Public Liability)

Please provide full details so this can be considered.

Employers Liability (not included in cost of Public Liability)(will incur additional fee)

If yes, please state the maximum amount of employees/helpers at any one time. (cover is recommended).

3. Have you ever been convicted/ charged with a criminal offence (excluding motor)?

If yes, please provide details.

4. Has any insurer ever declined a proposal, cancelled or refused renewal or required special terms on any of the insurances for which you are now proposing?

If yes, please provide details.

5. Have you suffered any claim or loss (whether insured or not) in connection with Employers, Public or Products Liability over the last 3 years?

If yes, please provide details.

I/we declare that the statements and particulars given in this proposal are, to the best of my/our knowledge and belief, true and complete and that this proposal will form the basis of my/our membership of IOMST.* Please Agree to Proceed

I/we confirm that I/we am/are giving my/our permission for the information we provided in this form to be used for the purposes set out in the Data Protection section https://www.iomst.ie/privacy-policy .

Please note:
Please note that the details you are being asked to supply may be used to provide you with information about other products and services from third parties. The fact that you choose not to receive such information will not affect any aspect of the facilities that are provided to you now or in the future.

Having trouble - If the form wont send please e-mail us
and we will send you an email version of the application at info@iomst.ie

Please read the below before submitting your form.

Duty of Disclosure - Please Read

You must answer all questions contained in this application form honestly and with reasonable care. Failure to do so may result in your policy being cancelled or we may refuse to deal with any claims or reduce the amount of a claim payment, as detailed under the Impact of Misrepresentation section, which you should read carefully .

The answers you provide are the basis upon which an insurance cover quotation will be offered or refused. If any of the answers or information in this Completed Application Form is incorrect or inaccurate you must notify us immediately and obtain a revised quotation and complete a new Application Form.

You must contact us immediately or as soon as reasonably possible, if any of the answers or information provided becomes inaccurate, incorrect or has changed beyond what was reasonably contemplated when the insurance quotation or contract of insurance was concluded as this may affect the cover provided and any claims made by you on your policy (see Impact of Misrepresentation section).

This is an important document for you to read carefully and to retain in a safe place.

Warning

If you are not in a position to answer all of the questions asked of you in this cover application process, honestly and with reasonable care, then you should not proceed with your insurance quotation request.

Policy Document

For policy document, click the link below.

Application

Once your contract of insurance has been concluded with AIG Europe S.A. Ireland Branch (AIG), you will be provided with a copy of your completed insurance cover application form, either on paper or another durable medium.

If any of your answers are incorrect or inaccurate you must contact AIG immediately and obtain a revised quotation and complete a new Application Form, failure to do may affect the cover provided and any claims made by you on your policy. You must contact us immediately or as soon as reasonably possible, if any of the answers or information provided becomes inaccurate or has changed beyond what was reasonably contemplated when the contract of insurance was concluded

Your completed application form should be read in conjunction with your insurance policy cover schedule and your insurance policy wording.

Protection

This insurance policy is designed to meet the demands and needs of the Policyholder who requires protection against Public Liability and Personal Accident cover and optional extras of Product Liability and Employers Liability.

Please carefully check the insurance cover information confirmed in this document, to ensure that the cover benefits detailed sufficiently meet your insurance cover protection needs. If they do not, please contact AIG immediately.

Impact of Mis-representation conditions

The Impact of any Misrepresentation by you, is as follows:

(a) Innocent Misrepresentation:

Where you have answered all questions in your application form honestly and with reasonable care but where you made an innocent misrepresentation (that is, one that is neither negligent nor fraudulent) we will pay any covered claim event subject to the terms and conditions of your policy.

(b) Negligent Misrepresentation:

If you make a negligent misrepresentation or fail to take reasonable care in completing your application form your cover may not fully operate and in the event of a claim we will exercise one of the following remedies:

(a) If knowing the full details we would not have entered into the insurance contract, we may avoid the contract, refuse all claims and return any premiums paid by you.

(b) If we would have entered into the insurance contract, but on different terms (excluding terms relating to the premium), the contract may be treated as if it had been entered into on those terms.

(c) If we would have entered into the insurance contract but have charged a higher premium, we may reduce proportionately the amount to be paid on your claim.

(d) Where there is no outstanding claim under the insurance contract, we may either:

(i) give notice to you that in the event of a claim we will exercise the remedies in paragraphs (a) to (c), or

(ii) terminate the contract by giving reasonable notice to you.

If you make a fraudulent misrepresentation or where any conduct by you involves fraud of any kind we shall be entitled to avoid the contract of insurance and refuse any claims.

The limit of indemnity for Public or Products Liability is € 13,000,000.
Products Liability €13,000,000 automatically applies to food and drink.
The limit of indemnity for Employers Liability is € 13,000,000.
Other products can be included where agreed by insurers.

Please note:

Your quotation will be sent via email to the email address supplied above, generally within an hour of receipt of your details (during business hours) . Please ensure you check your email junk/spam folder in addition to your inbox for your quotation details. If you have not received any correspondence, please get in touch and we will resend.